- If you need help and advice regarding personal debt issues, we may be able to help you.
- Debt advice online is available from many different sources and you should be careful when deciding who to take the personal debt advice from.
At Lewis Alexander, we offer debt advice online and we specialise in debt management plans and advice about individual voluntary arrangements. Allow us to help you by contacting us online today and we will recommend a route for you to become clear of debt again! Some companies charge for personal debt advice online, be warned! Our initial advice is FREE, our ongoing services are chargeable.
If you are suffering from any of the following you should get in touch today
- Struggling with debt repayments?
- Creditors calling?
- Receiving debt collection letters?
- Increasing interest and charges being applied to your accounts?
We can only offer debt help and advice online to people who accept they need it, if you are one of these people we would be happy to offer our debt help and bad credit loan advice. Our free debt helpline is available by calling 0800 018 6868. Your call is free and is dealt with confidentially by our trained staff in the UK.
- Speak to a personal debt advisor by telephone in the UK, call free from a land line using 0800 018 6868
Debt management plans in England are informal agreements between individuals and their creditors. You repay over a longer period but designed to allow you to afford the repayments. Debt Management plans offer one affordable monthly payment and no need for another loan! Your credit rating could be affected by using a debt management plan. For further information about personal debt management plans please contact one of our trained advisors.
An IVA or Individual Voluntary Arrangement is a form of UK personal Insolvency. This is a legally binding agreement between the individual and their creditors and will usually last for 60 months, restrictions do apply so be aware of what you are entering into. For further information about an IVA please contact one of our trained advisors.
Bankruptcy in England and Sequestration in Scotland are the solutions of last resort when dealing with personal debt problems. Going bankrupt in the UK has long lasting affects to your credit rating so be sure when taking this option. For further information about personal bankruptcy please contact one of our trained advisors.
Loans are available in the UK to different people for different reasons. Many types of personal loan have confusing names, for help and advice use the following link for loans in the UK.
Debt relief orders came into effect in April 2009. They are a form of personal Insolvency and allow people with a very low disposable monthly income (£50 or under) to clear debts in a shorter period than originally contracted. A debt relief order is not suitable for all situations and the following is a brief list of how a person may qualify for a debt relief order.
- 1) Be unable to pay their debts
- 2) Have total unsecured liabilities / debts of no more than £15,000
- 3) Have total gross assets of less than £300
- 4) Have a disposable income of less than £50 per month after household expenditure
For further information about a debt relief order please contact one of our trained advisors.
You can call our free debt helpline 24 hours a day, FREE from any UK land line using 0800 018 6868. Mobile call charges may vary so you must check first with your network operator. This debt advice online service is available to UK residents over the age of 18 in need of personal debt help and advice.
